Debt Settlement Resources

Things to Consider When Getting Help to Settle a Lawsuit

Are you getting the help of an attorney who takes responsibility for your case? Or a random person in their basement sending you a letter with a power of attorney to get you quickly into a contract and a promise to get the help of a licensed attorney if they can’t handle the job? Attorneys often have their assistants do the negotiating. And any random person can send you a letter with a contract to hire them to settle your account but they can’t appear in court. They can’t file an answer for you to avoid a default judgment.

Do they tell you what types of settlements they normally get?  Do they try to convince you to defend the lawsuit with a contingency plan to settle it if they can’t get the case dismissed? Not giving you all the information is often used because they don’t have experience or want you to pay higher fees for an unknown possible outcome.

Do they explain the issues often encountered after settlements are paid and why you need an attorney to make sure the lawsuit is properly dismissed? After a settlement is paid the attorneys for the company suing you don’t always file the proper documents with the court to make sure the lawsuit goes away. If I handle the settlement I can ask the court to review the settlement and dismiss the lawsuit. If you hire someone who is not an attorney then they cannot do that for you.

Do they charge you a flat fee or a percentage of the amount they “save” you? Some attorneys will charge a flat fee AND a percentage of the amount they “save” you. They often try to defend the case then if it ends with a nonsuit without prejudice that means the lawsuit is gone, but the debt is not. That’s not a savings, but some may want to charge you like they saved you money.

It is important to ask questions and find out as much information as you can so you can make an informed decision.