Debt Defense

Texas Debt Defense Attorney | Daniel M. Schafer Law Firm, PLLC

When a creditor or debt buyer files a lawsuit against you, there are several steps to the process, and each step provides an opportunity for your defense. First, they must file the lawsuit in a court that’s convenient to you — not halfway across the country or even in the wrong county or precinct. Second, you must be given notice of the lawsuit by proper service. Third, by requesting the right information and documents in discovery, they must be able to produce records showing the debt and be able to prove that they are accurate. Fourth, you have the right to a trial where they will have to prove the elements of their claims in accordance with the rules of evidence and procedure.

When you are sued on a debt, whether it is for an unpaid credit card, a vehicle loan, a student loan or some other consumer debt, you should get competent legal representation to inform you of your options and defend you if that option is right for you.  If you do nothing or do not properly answer the lawsuit, the company suing you could get a judgment against you.  With a judgment, they can file a writ of garnishment and freeze your bank account without prior notice to you.  Don’t let this happen to you.

The Daniel M. Schafer Law Firm has successfully defended more than 1,700 Bexar County consumers in collection lawsuits brought by creditors and debt buyers.  Because everyone deserves the best defense, the firm has payment plans for its clients and will accept low payments for clients with qualifying circumstances.  When you hire the Daniel M. Schafer Law Firm, an attorney will appear on your behalf and file an answer to the lawsuit so you will not have to go to court to make an initial appearance.  If you can’t take time off work or you just hate the thought of being inside a courtroom, it is important to note that almost all of the firm’s consumer defense clients have never had to go to court.

If you’re looking for a consumer debt defense attorney to fight for you in Bexar, Medina, or Atascosa County, contact Daniel M. Schafer Law Firm, PLLC today.